1. Introduction

Over $300 billion in stablecoins circulate across global markets today, a figure projected to exceed $2 trillion by 2028. Yet this is just the beginning.

While crypto-native users have had access to on-chain yields for years, the reality is that only a small minority can actually access DeFi directly. The majority still face barriers including platform complexity, custody risk, and the absence of institutional-grade access paths.

Even within DeFi, transparency is not universal. Many vaults and aggregators operate as black boxes, leaving users unable to verify where or how capital is deployed. Several high-profile protocol failures have made this risk clear.

Neox takes the opposite approach: full transparency, policy enforcement encoded at the protocol layer, and agentic oversight that makes every yield source auditable, explainable, and secure.

Meanwhile, in the traditional world, trillions of dollars sit in low-interest savings accounts earning less than 2 percent annually, a silent inefficiency in a world where stablecoin-based instruments can yield 8 to 16 percent.

The problem is not lack of opportunity. It is that existing financial and on-chain systems fail to connect.

Neox exists to bridge that gap. We are building autonomous stablecoin yield infrastructure that enables neobanks, fintechs and global institutions to tap into on-chain and real-world yield markets securely, intelligently and without complexity.

Our mission is simple:

To power the yields of tomorrow by connecting global capital to autonomous, transparent, programmable yield systems.